Builder working with a saw and tape measure, outside on a cold morning

Finance to keep your business moving

From vehicles and equipment to expansion plans, MTF Finance provides tailored lending solutions backed by real people who take the time to understand your business. With 55+ local offices across New Zealand, your local lending expert is there to help move you forward.

  • Loans tailored to your business needs
  • Flexible terms and competitive rates
  • Personal service from a local team
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Explore your options

Adjust the loan amount and term to get an estimate of repayments and explore what could suit your business needs.

I want to borrow

$20,000

$2,000

$500,000

For a term of

5 years

6 months

5 years

I'll repay

Estimated repayments

$0

/ fortnightly

Estimated interest rate from: 0.00%

My credit history is

Total to repay: undefined

Rates & fees

Real people. Real lending expertise.

Behind every loan is a conversation. Meet some of the local MTF Finance experts supporting Kiwi businesses in communities across New Zealand.

Yeah Boi Souvlaki
Customer Story
Rhys Pocklington
Owner, MTF Finance Carlton Corner
Ashley & Simon
Customer Story

How it works

Knowing what to expect makes things easier. Whether you apply online or talk to your local office, here’s what happens next.

Computer Mouse and Person

Start your application

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Getting started is simple. We’ll ask for some basic details about you and what you’re looking to finance. You’ll need to provide ID and some documents to help us understand your situation.

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Form being signed

We’ll review your options

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Your local lending expert will look at your situation, answer your questions, and help you explore finance options that may suit your plans and budget.

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Move forward with confidence

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If everything stacks up, we’ll guide you through the next steps so you know what to expect and pay the approved funds into your account.

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Let's get you moving

Whether you’re ready to apply or just want to talk through your options, your local MTF Finance team is here to help.

FAQ Mobile

Business lending, explained

Business lending can feel complex, especially when every lender works differently. Here are some of the questions we’re most commonly asked by Kiwi business owners.